High risk of sub standard products In recent weeks the news media in Australia has reported many examples of inferior products being used in the building industry. The reports document the use of non-compliant products, such as cladding, cabling, wiring and lighting being installed in domestic...
Offbeat, unusual claims that cross insurers desk‘s everyday! SPLASH OF PAINT Unrestrained items in the back of a vehicle can cause more damage than a collision. The claimant driver of a car had a minor collision resulting in tins of paint on the back seat moving freely...
Made redundant or fired? When contemplating firing an employee, proper process must be followed otherwise there is the real risk of the employer facing an unfair dismissal claim. To avoid the risk, some employers use ‘redundancy’ as an alternative to firing. It’s quicker, sounds nicer and is...
Differences in Liability When employers provide work experience to school age students and unemployed people there are distinct differences with liability issues between the two groups. With school students the employer is normally indemnified by the school that the student attends, together with relevant State Government authorities...
New rating system launched Following the ‘Black Saturday’ and ‘Blue Mountains’ bushfires in recent years, the Australian Government in conjunction with local councils and fire services, has amended the requirements set out in Australian Standard 3959 – Construction of Buildings in Bushfire Prone Areas. A Bushfire Attack...
An Expensive Oversight A small chocolatier based outside of Adelaide, Chocolate @ No. 5, has been forced to redesign its logo after multinational fashion giant Chanel claimed a trademark infringement of its perfume, Chanel No. 5. Chanel disputed the use of ‘No. 5’ in the chocolatier’s logo...
For decades, the employment section of the newspaper was traditionally the way job seekers got connected with employers…but that doesn’t work anymore! Job seekers, especially young ones, just don’t bother looking there. The job-hunting space has been taken over by web-based employment agencies such as Seek...
There's no quick fix The Brisbane hailstorm event of late November 2014 led to more than 102,300 claims worth $1.08billion. The storm caused extensive damage to homes, businesses and vehicles as it ripped through the city at rush hour. The event may have slipped from front-of-mind position...
What is it? Where is it? In the simplest terms, ‘cloud computing’ means storing and accessing data and programs over the Internet instead of on and from your computer's hard drive. ‘The cloud’ is just a metaphor for the Internet. There is no real, puffy white...
Not always a good move Most insurers will allow you to increase your excess to reduce your premium. Why? Because when you increase your excess it shifts some risk from the insurer back to you. It represents a saving for insurers, as they no longer have...
